Seven rounds. You receive an imaginary $25,000 and the markets do as they please. Your decisions reveal your relationship with risk better than any direct question.
This is not your investor profile. The investor profile is a regulatory document. It is established with your representative, from a complete interview covering your financial and personal situation, your objectives, your horizon and your risk tolerance. It is recorded, dated, and a copy is given to you. No online questionnaire can take its place, and the responsibility of knowing you stays with your representative.
This game is not a recommendation. It proposes no product, no fund, no investment strategy, and announces no return. It gives you a vocabulary and a starting point for the conversation.
Scope of services. Jean Carrière is a financial security advisor and a group insurance and annuity advisor, AMF certificate 259457. On the investment side, he offers segregated funds issued by insurers, along with annuities, RRSPs, TFSAs and FHSAs taken out with an insurer. He does not hold the title of mutual fund dealing representative: mutual funds and individual securities fall under a separate registration.
How long the money stays invested changes everything else.
This is the question that best distinguishes temperaments. Answer as you would really act, not as you would like to act.
How you handle a gain says as much as how you handle a loss.
It is not about what you accept in theory, but what your budget takes in practice.
An investment you have to dip into does not have the same real horizon as the one announced.
No one is being judged here. Knowing your limits is an asset, not a flaw.
The objective guides the strategy as much as risk tolerance does.
Jean receives a copy and writes to you himself. It is he, not a machine, who will establish your investor profile if you decide to go further.